A little intro to me, Centsable Too

by CentsableToo on December 30, 2011 · 0 comments

I didn’t expect it to happen to me.  I always thought that no matter what came, we would work it out.  I was wrong, and my marriage is breaking down.

But that’s not what this blog is about.  I am of course dealing with the emotional impact and fall out of the situation.  I expected this.  What I didn’t realise is that my financial future is now in ruins.  That despite my best intentions, I had come to rely on my husband’s income completely.

There are good reasons for this – I cared for children, worked part time etc like so many women do.  I didn’t plan for myself, I didn’t continue to contribute to super for the last ten years, and I didn’t put any of my husband’s super into my fund.  I trusted we would always be together, so it didn’t matter.  No, not even that.  It didn’t even occur to me.

So now I realise if our assets are split 50/50, while my husband has the high paying job to recover from the damage, I do not.  I haven’t worked full time in more than ten years.  My skills are outdated, and I still have children to care for, at any rate.

I haven’t yet been to a lawyer to get all the real numbers, but trust me, I’m looking at the poverty line.

So do I stay?  For *financial* reasons?  Even if I could, this sounds like a recipe for bitterness and resentment.   Back in the 30s and 40s, divorce just wasn’t ‘done’.  You just stayed together and came to an ‘arrangement’.  In the 50s and 60s women started pushing for independence, and getting jobs.  In the 70s all the rules changed.  In the 80s women left marriages in droves, with the careers and confidence to know they could have a good life without a man.  In the 90s the equation started to turn and in the 2000s the cost of living shot through the roof.  Housing is now so expensive, that we have come full circle, and women again can no longer afford to leave.  A decent standard of living requires two incomes, especially when many women have children they also need to provide for.

So  I need to improve my financial position.  I need to be able to generate an income, enough so that I can afford a house large enough for myself and my two kids.  I need to be able to afford everything they need.  Clothes, entertainment, school supplies…I don’t want them to miss out.

That’s what this blog will be about.  Some quick research tells me that many, many people are earning upwards of $1000 a month on the internet.  That would be a good start.  Along with my part time job, I will have a few more options.  It’s a beginning.

There are many ways to earn money from the internet – blogging, affiliate income, a product driven site. Which to try?  Well obviously blogging.  But I will try them all.  And report back here on which ones are working, and tell you exactly what I’m doing, and how much I’m making.  So if you’re unfortunate enough to be in my position one day, (or now!) you can get out of the hole too.

It’s an adventure, and I’m about to jump!

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